Open a traditional US business bank account at major banks for your LLC or Corporation with full banking services.
A traditional US business bank account provides your company with the credibility, services, and capabilities that only major banks offer. From merchant services to business credit, a Chase or Bank of America business account opens doors that fintech accounts cannot.
Note: Traditional US business accounts typically require an in-person visit. We coordinate the process to maximize efficiency during your US trip.
Open your US business bank account with full support.
Major Bank Credibility – Account at recognized institutions builds vendor and partner trust
Merchant Services – Accept credit card payments through bank merchant accounts
Business Credit – Build business credit and access lines of credit
Full Wire Capabilities – Domestic and international wire transfers
Treasury Management – Advanced cash management for growing businesses
SBA Loan Eligibility – Qualify for Small Business Administration loans
Provide LLC/Corp formation documents, EIN letter, operating agreement, and personal identification for all owners.
We select the optimal bank and branch, prepare documentation, and schedule your appointment.
Visit the bank with our guidance, complete opening, and receive immediate account access.
US LLC or Corporation – Active business entity in good standing
EIN Letter – IRS confirmation of Employer Identification Number
ITIN (Individual Taxpayer Identification Number) – Required for all owners. If you do not have an ITIN, see our ITIN service.
Formation Documents – Articles of Organization/Incorporation
Operating Agreement – For LLCs with ownership details
Owner Identification – Passport and secondary ID for all owners over 25%
US Business Address – Physical address for business mail
Initial Deposit – Typically $500-2,500 depending on bank
Bank selection – Match with the right bank for your business
Document preparation – Organize all required business documents
Appointment scheduling – Coordinate your bank visit
In-person support – Guidance during the opening process
Merchant services setup – Coordinate payment processing if needed
Online banking configuration – Full digital access setup
| Milestone | Timeframe |
|---|---|
| Document preparation | 3-5 days |
| Bank appointment | Coordinated with your US visit |
| Account opened | Same day at appointment |
| Debit card and checks | 7-14 business days |
| Merchant services | Additional 1-2 weeks if needed |
In-person visit required – All owners over 25% must appear at the bank.
Good standing required – Your LLC/Corp must be current with state filings.
Business activity matters – Banks may decline certain business types.
Monthly fees – Business accounts typically have monthly fees of $15-50.
Open your US traditional business bank account. Full banking capabilities for serious businesses.
Need an ITIN? See our ITIN service.